Rate Info

APR refers to the annual percentage rate or the dividend rate. 
APY refers to the annual percentage yield.

Loan Rates  (ALL VEHICLE LOANS RECEIVE .25% REDUCTION IN INTEREST RATE FOR ACU PAYROLL DEDUCTION)

RATES AS OF  OCTOBER 1, 2022
Rate Description Term Payment Description APR APR Type
RVS & CAMPERS UP TO 48 MONTHS VARIABLE BY TERM 4.25% Fixed
RVS & CAMPERS 48-84 MONTHS VARIABLE BY TERM 4.75% Fixed
NEW VEHICLE  36-60 MONTHS
 VARIABLE BY TERM 4.00% Fixed
NEW VEHICLE 61-72 MONTHS VARIABLE BY TERM 4.75% Fixed
USED VEHICLE (1-5 YEARS OLD) FOLLOW NEW VEHICLE TERMS VARIABLE BY TERM FOLLOW NEW VEHICLE RATES Fixed
USED VEHICLE (6 YEARS AND OLDER) UP TO 36 MONTHS VARIABLE BY TERM 4.75% Fixed
MOTORCYCLE, BOAT, 4-WHEELER, ETC. COMPARABLE TO VEHICLES VARIABLE BY TERM 1.25% ABOVE COMPARABLE VEHICLE Fixed
SIGNATURE 12-60 MONTHS VARIABLE BY TERM 5.00%-11.90% Fixed
ACS TUITION 11 MONTHS 6.00% Fixed
DEBT CONSOLIDATION (UP TO 3X MONTHLY GROSS INCOME) UP TO 60 MONTHS VARIABLE BY TERM VARIABLE BY TERM Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificate

RATES AS OF  OCTOBER  1, 2022
Rate Description Term Dividend Rates APY
MINIMUM OF $1,000 6 MONTHS 0.35% 0.10%
MINIMUM OF $1,000 12 MONTHS 0.50% 0.20%
MINIMUM OF $1,000 24 MONTHS 0..75% 0.50%
       

NOTE: Early withdrawal from certificates will be subject to a penalty of one half the dividend earned or unearned.
Members should call the credit union to verify rates. 
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

RATES AS OF  SEPTEMBER 30, 2022
Rate Description Term Dividend Rates APY
SHARES $25 – $999.99 0.20% 0.15%
SHARES $1,000 – $4,999 0.25% 0.20%
SHARES $5,000 – UP 0.30% 0.25%
       

Members should call the credit union to verify rates. 
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.