Rate Info

APR refers to the annual percentage rate or the dividend rate. 
APY refers to the annual percentage yield.

Loan Rates  (ALL VEHICLE LOANS RECEIVE .25% REDUCTION IN INTEREST RATE FOR ACU PAYROLL DEDUCTION)

RATES AS OF  AUGUST 1, 2022
Rate Description Term Payment Description APR APR Type
RV & CAMPERS 48-84 months VARIABLE BY ERM 3.25% TO 3.75%
NEW VEHICLE Up to 48 MONTHS VARIABLE BY TERM 3.49% Fixed
NEW VEHICLE  48-60 months
 VARIABLE BY TERM 3.49% Fixed
NEW VEHICLE 61-72 MONTHS VARIABLE BY TERM 4.25% Fixed
USED VEHICLE (1-5 YEARS OLD) SAME AS NEW RATES SAME AS NEW TERMS VARIABLE BY TERM 3.49 TO 4.25% Fixed
USED VEHICLE (6-10 YEARS OLD) VARIABLE BY AGE OF VEHICLE VARIABLE BY TERM 4.25% Fixed
USED VEHICLE (OVER 10 YEARS OLD) VARIABLE BY AGE OF VEHICLE VARIABLE BY TERM 4.25% Fixed
SIGNATURE 12-60 MONTHS VARIABLE BY TERM 5.00%-11.9% Fixed
ACS TUITION 11 MONTHS 6.00% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificate

RATES AS OF JUNE 30, 2022
Rate Description Term Dividend Rates APY
MINIMUM OF $1,000 6 MONTHS 0.10% 0.10%
MINIMUM OF $1,000 12 MONTHS 0.25% 0.25%
MINIMUM OF $1,000 24 MONTHS 0.50% 0.50%
       

NOTE: Early withdrawal from certificates will be subject to a penalty of one half the dividend earned or unearned.
Members should call the credit union to verify rates. 
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

RATES AS OF JUNE 30, 2022
Rate Description Term Dividend Rates APY
SHARES $25 – $999.99 0.15% 0.15%
SHARES $1,000 – $4,999 0.20% 0.20%
SHARES $5,000 – UP 0.25% 0.25%
       

Members should call the credit union to verify rates. 
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.