APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 10/3/2008. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| NEW VEHICLE |
UP TO 36 MONTHS |
$30.31 PER $1,000 |
5.75% |
Fixed |
| NEW VEHICLE |
UP TO 48 MONTHS |
$23.37 PER $1,000 |
5.75% |
Fixed |
| NEW VEHICLE |
UP TO 60 MONTHS |
$19.22 PER $1,000 |
5.75% |
Fixed |
| USED VEHICLE (1-2 YEARS OLD) |
UP TO 48 MONTHS |
$23.49 PER $1,000 |
5.95% |
Fixed |
| USED VEHICLE (3-5 YEARS OLD) |
VARIABLE BY AGE OF VEHICLE |
VARIABLE BY TERM |
6.50% |
Fixed |
| USED VEHICLE (6-10 YEARS OLD) |
VARIABLE BY AGE OF VEHICLE |
VARIABLE BY TERM |
7.90% |
Fixed |
| USED VEHICLE (OVER 10 YEARS OLD) |
VARIALBE BY AGE OF VEHICLE |
VARIABLE BY TERM |
8.90% |
Fixed |
| SIGNATURE |
12-60 MONTHS |
VARIABLE BY TERM |
6.9-13.5 |
Fixed |
| ACS TUITION |
11 MONTHS |
|
6.00% |
Fixed |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Certificates
| Rates as of 10/3/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| MINIMUM OF $1,000 |
6 MONTHS |
2.50% |
2.52% |
| MINIMUM OF $1,000 |
12 MONTHS |
2.75% |
2.78% |
| MINIMUM OF $1,000 |
24 MONTHS |
3.00% |
3.04% |
| MINIMUM $3,000 |
6 MONTHS |
2.50% |
2.52% |
| MINIMUM $3,000 |
12 MONTHS |
2.75% |
2.78% |
| MINIMUM $3,000 |
24 MONTHS |
3.00% |
3.04% |
| $10,000 & UP |
12 MONTHS |
2.75% |
2.78% |
| $10,000 & UP |
24 MONTHS |
3.00% |
3.04% |
NOTE: Early withdrawal from certificates will be subject
to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 10/3/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| SHARES |
$25 - $999.99 |
1.75% |
1.76% |
| SHARES |
$1,000 - $4,999 |
2.00% |
2.02% |
| SHARES |
$5,000 - UP |
2.25% |
2.28% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
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